The Educational Opportunity Fund Program (EOF) Program, is a state-funded program designed to provide an opportunity for higher education to disadvantaged New Jersey residents who would be unable to attend and/or succeed academically in college without the financial assistance and special services that are part of this program.

The program is intended for students who show potential and exhibit evidence of academic and/or creative promise but who have limited educational and financial resources for college because of inadequate high school preparation and have economic backgrounds that reflect a history of poverty.

The mission of the EOF Program at Ramapo College of New Jersey is to provide access to higher education and support for highly motivated students who exhibit the potential for success, but who come from families/communities disadvantaged by low income and a lack of access to quality educational preparation necessary to attend college.

There is no separate application to apply for EOF at Ramapo College. Applicants who wish to apply for EOF would select “Yes” to applying for EOF on their application for admission and complete the EOF-specific questions on the application for admissions.

First Year applicants must meet academic eligibility requirements as well as be financially eligible for EOF. The financial eligibility requirements are the same for all EOF Programs in the State of New Jersey. Eligibility is based on the total number in household and the total amount of income (taxable and non-taxable income). Nontaxable income includes Social Security Income, Unemployment, Disability, TANF/Welfare, Child Support and other untaxed income. Students must also report any assets that are owned by the family to determine eligibility.

Transfer applicants must submit an EOF Transfer Verification Form with your application. If your EOF Program has its own EOF Transfer form, you may submit that instead. Transfer applicants will not be admitted into EOF unless this document is submitted. If transfer applicants are not part of the EOF Program at their current institution, they must contact the Ramapo College EOF Office to discuss how to apply for EOF at Ramapo College.

All EOF Transfer applicants must submit the Ramapo College EOF Transfer Verification Form or an EOF Transfer Form from the current school’s EOF Office. This document confirms your enrollment in the EOF Program as well as how many semesters of the EOF State Grant you have received. Transfer applicants must also list Ramapo College (School ID#: 009344) on their updated financial aid application so we can verify that you are still financially eligible to continue receiving the EOF State Grant.

If transfer applicants are not part of the EOF Program at their current institution, they must contact the Ramapo College EOF Office to discuss how to apply for EOF at Ramapo College.

Yes! The State of New Jersey allows for NJ Dreamers/undocumented students to apply for state aid programs like the Tuition Aid Grant, the EOF Program, NJ STARS and NJ STARS II, and the Governor’s Urban Scholarship so long as you meet specific criteria. You will need to complete a NJ Alternative Financial Aid Application on the HESAA website.

The FAFSA form is available at www.studentaid.gov. Applicants should use Ramapo School Code (009344) when completing their FAFSA form. If you are a U.S. Citizen or Permanent Resident, the FAFSA must be submitted if you are applying for EOF. It is recommended that you submit your FAFSA at the same time as your college application.

If you are a qualified NJ Dreamer, you do not have to submit the FAFSA but will need to submit the NJ Alternative Financial Aid Application (NJAFAA). It is recommended that you submit your NJAFAA at the same time as your college application.

First Year applicants need to meet the academic requirements below to be considered for admission to Ramapo College through the EOF Program. Those applicants who fall on the lower end of the academic requirements may need to participate in an interview to determine eligibility for EOF before a decision is issued.

• GPA: 2.5 or higher (on 4.0 scale)
• Class Rank: Top one-third of graduating class (if rank reported)

First Year applicants applying to the Nursing Program, Biology major or one of the medical programs listed under the Biology major should meet the admissions criteria listed below to be considered for admission. Applicants must apply directly into these programs and submit all required documents prior to December 15.

• GPA: 3.0 or higher (on 4.0 scale)
  • 4 years of math and science courses
  • Strong grades in math and science courses

Ramapo College is test-optional for all programs, except our Articulation Programs (Biology/Dental-LECOM, Biology/Optometry-SUNY Optometry, Biology/Osteopathy-LECOM, and Biology/Pharmacy-LECOM). If you choose to submit an SAT or ACT score, please indicate that on your application. If you choose not to submit, we will review your application holistically using other documents and submitted materials.

If you choose to submit an SAT or ACT score, please indicate that on your application. If you choose not to submit, we will review your application holistically using other documents and submitted materials. For those who submit both SAT and ACT test scores, we will use the test that highlights the applicant the best.

Transfer applicants applying to Ramapo College should have a 2.5 GPA to be considered for admissions.

Applicants applying for the Nursing Program and other programs with specific admissions requirements should look at our Transfer Admissions Requirements page for more information.

Students admitted to Ramapo College but not awarded EOF can contact the EOF Office at Ramapo College to learn about how they can possibly apply for EOF after starting at Ramapo College.

Financial eligibility requirements for EOF eligibility is determined by the NJ Office of the Secretary of Higher Education and are the same for all EOF Programs in New Jersey.

Financial eligibility for first year and transfer applicants is determined by the information provided on the applicant’s Free Application for Federal Student Aid (FAFSA) or NJ Alternative Financial Aid Application as well as meeting the Income Eligibility Scale for the NJ EOF Program.

EOF Income Eligibility Scale for the NJ EOF Program
This scale is based on the total number in household and total family income. Gross income includes wages from work as well as non-taxable income. Total assets reported by applicant must not exceed the maximum allowed. Below is the scale for the 2024 – 2025 academic year.

Add $10,760 in income and $2,152 in assets for each additional family member.

EOF is not a financial aid program but a state access program for NJ students who meet the requirements for admission through this program. The program does award additional state aid to all EOF students to supplement state aid and minimize the out of pocket cost.

Ramapo College of New Jersey EOF Scholarship of up to $5,000 per year ($20,000 over 4 years).

Any EOF student who enters Ramapo College through our EOF Summer Studies Institute is eligible for the Ramapo College Grant (RCG) Scholarship. To earn the scholarship, students must successfully complete the EOF Summer Studies Institute with a 2.5 or above GPA. Students who maintain at least a 2.5 GPA are eligible for the following:

Year 1: $5,000 and up to $1,400 towards books

Year 2: $5,000

Year 3: $5,000

Year 4: $5,000

There are many expenses associated with attending college. There are the tuition/fees, room, board, and books for the fall and spring terms. However, there could also be summer session tuition and fees, and other fees for CLEP examinations, graduate school applications, graduate school entrance examinations, and more. Students seeking assistance with covering courses/career-related activities including college-level proficiency exams, NYU Language Proficiency exams, National Student Exchange Program enrollment fees, professional association educational events, board certification fees, and professional licensure fees, can apply for funding.  Students can also apply for awards that cover graduate school-related fees including admission applications, entrance exams, and test prep courses.

In addition, other scholarship opportunities are available to EOF students. Thanks to the generosity of external donors, such as alumni, foundations, corporations, and friends of the college, there are scholarships offered specifically for EOF Scholars. More information on these awards and other externally funded scholarships can be found at: https://www.ramapo.edu/scholarships/

The EOF State Grant is applied to all direct costs on a student’s bill.

Incoming EOF First Year students will also receive a $1,400 Book Stipend ($700 per semester) to purchase their books and school supplies from the Ramapo College Bookstore for the first year only.

No. Students do not need to repay federal or state grants. The EOF State Grant is a grant awarded by the State of New Jersey to EOF students only.

All admitted students will receive a finance plan from Ramapo College as long as the student has submitted a Free Application for Federal Student Aid (FAFSA) or NJ Alternative Financial Aid Application (NJAFAA). FAFSA applicants must include their Social Security Number on their application for admission to match their application to their FAFSA account.

NJ Dreamers who use the NJAFAA must include their Taxpayer ID (if they have received one) on the application for admission to match their application to their NJAFAA. If NJ Dreamers do not have a Taxpayer ID, their application will be matched by other information found on both the NJAFA and Admissions applications.

The Financing Plan for EOF students can include some or all of the following:

• Federal Pell Grant
• Federal Supplemental Educational Opportunity Grant (FSEOG)
• Federal Work Study
• NJ Tuition Aid Grant (TAG)
• Institutional Awards
• Federal Direct Loans (Subsidized and/or Unsubsidized)

The NJ EOF Grant is posted to a student’s account upon successfully completing the EOF Summer Program.

EOF Transfer students who transfer to Ramapo with an Associate degree from a NJ Community College for the Fall semester with a 3.5 GPA or higher are also reviewed for a $2,000 transfer scholarship. Priority deadline for Transfer scholarships is March 1 as transfer scholarships are highly competitive.

In order to complete your enrollment to Ramapo College and the EOF Program, admitted students need to complete the Offer to Admission form and make their $25 deposit on their application portal. The $25 deposit covers your enrollment fee. Housing deposits are waived for EOF students who choose to live on campus.

All incoming EOF First Year students must take the ACCUPLACER Placement Test to determine proper course placement in English and Math. Students can register for placement testing on the Testing Center website. There you can also find out if you qualify to be exempt from the Reading/Essay or Math Placement Test based on your SAT/ACT test scores, AP/IB test scores or dual enrollment course.

Students who are required to take Calculus for their major or choose to take Calculus at Ramapo must take the Calculus Placement Test, regardless of whether they are exempt from the Math placement test.

Placement Testing for all incoming first year students must be completed by the end of the first week in May in order to prepare for the EOF Pre-First Year Summer Program Orientation. The placement test fee is waived the first time taking the test for all admitted EOF students. EOF students are required to pay testing fees if they qualify to retake the placement test.

The EOF Summer Program Orientation is held in mid-May to early June for all incoming EOF First Year students who have submitted their enrollment deposit to Ramapo College. During this event, EOF First Year students are able to bring all missing financial aid verification documents to finalize their financial aid packaging as well as meet with their EOF Student Development Specialist, receive their Summer Program course schedule and prepare for the start of the EOF Summer Program.

Incoming EOF Transfer Students are not required to attend the EOF Summer Program Orientation but are required to attend one of our Transfer Orientation programs and make appointments to speak with their EOF Student Development Specialist.

Yes. All incoming First Year students and Transfer students must attend New Student Orientation. EOF First Year students must participate in New Student Orientation prior to the start of the EOF Summer Program in June to build their schedule and prepare for the Fall semester. EOF Transfer students must participate in any of the Transfer Orientations to build their schedule the upcoming semester.

All incoming First Year students admitted through the EOF Program must participate in the mandatory 5-week EOF Summer Program. Incoming EOF Transfers are not required to participate in the EOF Summer Program at Ramapo College.

The EOF Pre-First Year Summer Studies Program, or EOF Summer Program, is a 5-week program that begins in July and concludes in August. The program is 100% cost free to students. It is a mandatory requirement of enrollment for EOF First Year students.

The course schedule for the EOF Pre-First Year Summer Program is based on the student’s Placement Testing. The ACCUPLACER Placement Test is designed to help determine where an incoming student will begin with their English and Math courses. Students who place into pre-college level, or remedial, reading, writing and/or math courses will take these courses during the summer program. Those who place into college-level courses will take college-level courses during the summer. EOF First Year students will get their summer schedules during the EOF Summer Program Orientation.

GPAs for all college-level and remedial courses during the summer program are used to calculate a student’s cumulative GPA. College credit towards graduation is awarded for all college-level courses taken during the summer program. Credits for remedial level courses do not count towards graduation but do count towards the student’s GPA.