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The EOF Program provides additional financial assistance to federal and state grants awarded. On average, over one million dollars in Ramapo College/EOF Merit Scholarships (RCG/EOF) and EOF state grants are awarded annually to students enrolled in our EOF Program. Ramapo College contributes approximately $500,000 annually to our RCG/EOF Scholarship Fund. Few other New Jersey colleges provide this level of financial support to their EOF Programs.

Both RCG/EOF Scholarships and EOF State Grants are only available to students enrolled in the EOF Program and are based on meeting financial and academic requirements. For information about  requirements, visit the Admissions Requirements page.


Financial Assistance for Incoming EOF Freshmen

Qualified EOF Freshman receive a financial aid package that would include a combination of federal and state grants, institutional grants and subsidized federal student loans. The total amount of the award will be dependent on the information on each individual student’s FAFSA application and participation in the mandatory EOF Pre-Freshman Summer Studies Program.

EOF Freshman Two-Year Funding Package: EOF Freshmen who successfully complete the mandatory EOF Pre-Freshman Summer Program are eligible to receive a two-year funding package that includes federal and state grant awards, the NJ EOF Grant, a $3,500 subsidized student loan and the RCG/EOF award. This package covers the cost of attendance (tuition, fees, housing and meal plan) at Ramapo College for the first year. Those students who remain academically eligible during their freshman year at Ramapo are awarded a $5000 college grant in addition to their federal and state grant awards.

Financial Eligibility Requirements

Financial eligibility requirements for EOF consideration are determined by the State of New Jersey’s Commission of Higher Education and are the same for all EOF Programs in New Jersey.

Freshman Financial Requirements are based on the total number in household and total family income. Total income includes wages from work, non-taxable income and all assets and change annually. The sample chart below is an example of requirements for EOF Freshmen beginning Fall 2016.

Total Household Number & Maxium Income Allowed
1 $23,540
2 $31,460
3 $39,580
4 $47,700

Add $8,120 for each additional member of household

Financial eligibility for transfer applicants is determined by the information provided on the applicant’s Free Application for Federal Student Aid (FAFSA). Transfer applicants must be an EOF student at their current institution in order to qualify as an EOF Transfer.

Financial Assistance for Incoming EOF Transfer Students

EOF Transfer Students continue to receive all federal and state need-based aid that they are eligible for as determined by the information on their updated Free Application for Federal Student Aid (FAFSA). Additional financial assistance is based on availability of funds.

Scholarships for Continuing Ramapo Students

Through the generosity of alumni, parents, faculty and staff, and friends of the College, the Ramapo College Foundation administers a number of scholarship opportunities for continuing Ramapo students.  Full- and part-time students are eligible for these awards. Candidates must be in good academic standing and may apply for more than one award as long as they meet all  eligibility requirements. For more information about these awards, please visit the Financial Aid Office’s Scholarships page.

FAFSA Information

The information on your Free Application for Federal Student Aid (FAFSA) is used for final verification of all financial aid awards.  All students applying to Ramapo College through the EOF Program must file the FAFSA by March 1st. This application is used to determine eligibility for federal and state need-based aid (grants), federal work-study and federal student loans. A number of documents are needed to complete and update the FAFSA. These include federal income tax returns, both for parents and applicant, untaxed income documents, such as social security and public assistance award letters, investment records and bank statements.

Once you complete your FAFSA, the information provided will generate your Expected Family-Income Contribution, or EFC. Your EFC is used to determine eligibility for federal and state need-based aid, as well as verify your eligibility for EOF funding. Maximum federal and state awards are given to those students with a zero EFC.

Financial Aid Awards

Students cannot be admitted to Ramapo College through the EOF Program without having qualified for the NJ EOF State Grant. This is determined by a student’s complete application. Students who are eligible for EOF funding are also eligible to receive other types of need-based aid. These include:

Federal and State Grants

  • Federal Pell Grants
  • Federal Supplemental Educational Opportunity Grants (FSEOG)
  • Federal Work Study
  • New Jersey Tuition Aid Grants (NJ TAG)

Student Educational Loans

  • Federal Stafford Loans (Subsidized and Unsubsidized)
  • Federal PLUS Loans (Unsubsidized Parent Loans)
  • Federal Perkins Loans
  • NJ CLASS Loans

Federal and state grants are awarded to qualified, matriculated students who are enrolled full-time (12 credits or more) and do not need to be repaid. Educational Loans are awarded to qualified, matriculated students and require repayment upon graduation.

Additional Financial Assistance

Pre-Freshmen Summer Program Funding

Every entering freshman class must attend the Pre-Freshman Summer Studies Program. This 6-week program allows for incoming freshmen to earn up to eight college credits, live on campus and begin their college career before the start of the fall semester. All costs of attending the Pre-Freshman Summer Program are covered by the EOF Program, including tuition, fees, room, board, and books.

EOF Freshmen Two-Year Funding Package (For Qualified EOF Freshmen)

Students who successfully complete the mandatory Pre-Freshman Summer Studies Program with a cumulative GPA of 2.5 or higher are eligible to receive a two-year funding package that would include the federal Pell Grant, NJ Tuition Aid Grant, the NJ EOF State Grant, a subsidized student loan and an institutional grant. This package covers the cost of attendance (tuition, fees, campus housing and meal plan) as well as the cost of textbooks for the fall and spring semesters of the freshman year. Those students who maintain at least a 2.5 GPA for the fall and spring semester of their first year at Ramapo are awarded a $5,000 institutional grant in addition to the federal and state grants in the second year.

Additional Scholarships for Continuing EOF Students

After the first year, EOF students can look to additional scholarship opportunities offered by Ramapo College for all eligible Ramapo students.

Ramapo College offers a number of scholarship opportunities. Provost Scholarships and General Scholarships are available for continuing students. Provost Scholarships are for continuing students with a grade point average of 3.5 or higher. There are also a number of General Scholarships provided by organizations, corporations, alumni and friends of the College that are added throughout the year. To see current scholarship opportunities for continuing Ramapo students, visit the Scholarships page.

Other Financial Assistance

Our EOF Program takes special interest in helping students pursue experiential opportunities such as Study Abroad, National Student Exchange or domestic and international cooperative education programs as well as assisting those Ramapo EOF students who want to take courses during the summer session.

Students can also apply for awards which cover courses and career-related activities including professional educational events, conferences, or enrollment fees, as well as graduate school-related fees, such as application fees, not to mention fees for entrance exams and test preparation courses (e.g. GRE, GMAT, MCAT, and LSAT, among others). EOF students interested in these financial assistance opportunities should contact the EOF Office for more information. Additional financial assistance is based on availability of funds.