Affordability

We are RCNJ. We are in this together. AFFORDABILITY COMMITMENT TO RAMAPO COLLEGE’S

The Ramapo College community is aware of the uncertainty created by the COVID-19 pandemic. As always and in an effort to respond to that uncertainty, we aim to provide clear options to assist you to stay enrolled and continue your college experience. The information below is meant to serve as a guide for you as you assess your personal financial situation now and in the future. We will all get through these times together. All undergraduate and graduate students may explore the options presented below.

• CARES Act Funding and Disbursement
• New Payment Plans Offered to Students
• Financial Aid Options, Alternative Loans and Other Funding

CARES Act Funding and Disbursement

Ramapo College was allocated funding from the federal government to directly assist students affected by the COVID-19 pandemic. The first round of grants was awarded during the summer, with the second, and final round of grants available now.  The deadline is October 15.

CARES Act Emergency Grants

New Payment Plans Offered to Students

We are happy to share that we have new payment plans for Fall 2020 and Spring 2021!

The College manages an in-house installment payment plan to assist students and parents in paying their term bill. The Ramapo Tuition Payment Plan (RTPP) provides many advantages for students and parents.  In response to the COVID-19 pandemic and temporary hardship that may occur in the coming months, for Fall 2020 and Spring 2021, we will offer 3 payment plan options.

Payment Plan – 4 pay

Your total balance for each semester will be divided into 4 equal installments due on the following dates:

• Fall 2020 – July, August, September, October
• Spring 2021 – December, January, February, March

ENROLL IN PAYMENT PLAN – 4 PAY NOW

Payment Plan – 5 pay

Your total balance for each semester will be divided into 5 equal installments due on the following dates:

• Fall 2020 – July, August, September, October, November
• Spring 2021 – December, January, February, March, April

ENROLL IN PAYMENT PLAN – 5 PAY NOW

Late Start Payment Plan

Your total balance for each semester will be divided into 4 equal installments due on the following dates:

• Fall 2020 – August, September, October, November
• Spring 2021 – January, February, March, April

ENROLL IN LATE START PAYMENT PLAN

More information on setting up the payment plans and automatic pay, etc can be found here – https://www.ramapo.edu/student-accounts/options-policies/

Once you explore the payment plans above, please refer to your total balance on your bill and work with Student Accounts to plan accordingly. studentacct@ramapo.edu

Financial Aid Options, Alternative Loans and Other Funding

FAFSA

All students are always encouraged to fill out the FAFSA, see instructions below – by filling out the document, you and your family may qualify for loans and/or grants to assist you. The Ramapo School Code is 009344 http://www.finaid.ucsb.edu/fafsasimplification/

https://studentaid.ed.gov/sa/resources/irs-drt-text

Once you fill out the FAFSA and receive what you are eligible for, you can work with a Financial aid counselor to look at your balance due, and loans and/or grants that can be applied to assist you.

Graduate students who apply for the FAFSA can qualify for up to $20,500 per year.

Parent and Alternative Loans

During this unprecedented time, to cover college costs, temporarily, an alternative loan can assist you and your family – you can apply for and explore those options here –  https://www.elmselect.com/v4/

If you have not yet explored Parent Plus loans, this can assist you as well – https://www.ramapo.edu/finaid/files/2020/01/Parent-Private-Loan-Tip-Sheet.pdf

After exploring your financial aid loan options on this page, Ramapo has dedicated loan counselors to assist you – and you can reach them directly at finaid@ramapo.edu . We will assist you as soon as you contact us. 

Email is the best way to reach out as we are working remotely at this time. Staff in Student Accounts, Financial Aid, Student Success, and other offices are happy to meet you on video chat/Google Meet, etc. if that is most comfortable.

THANK YOU! As a community, the COVID-19 challenge will soon pass. We hope by working 1 on 1 with our staff with the options presented above, we are able to assist and support you during this uncertain time and in the future.