Payment Options / Billing

The College manages in-house installment payment plans to assist students and parents in paying their term bill. The Ramapo Tuition Payment Plans (RTPP) provide many advantages for students and parents.

Benefits

• User friendly step by step online enrollment
• Participants work directly with the College eliminating third-party involvement
• Students can setup Authorized Users to view and pay their account without giving out their ID and PIN
• Real-time account activity
• Payments are posted instantly to a student’s account
• Automatically calculates each monthly installment once a student’s term charges are generated
• Automatically sends notification, reminder, and update emails to students and Authorized Users
• Automatically schedule monthly deductions from checking or savings account (ACH) at no additional charge if established at enrollment

Qualifications

• A student must have a current term balance of $400 or more
• A student must have no outstanding obligations to the College
• Past due balances may not be included as part of the plan
• A student must pay their fall term bill in-full before they can enroll in the Plan for the spring term

NOTE: The College reserves the right to deny the Plan option to students based on past payment history

NOTE: Any time you have new charges posted to your account, such as fines, tuition, room and board, etc., your installment amount will increase.  Any time you have payments or credits, posted to your account, your installment amount will decrease. Any time your financial aid package changes, your installment amount may increase or decrease depending on the nature of the change.

Payment Schedules

• Fall payments are due on July 20, August 20, September 20, and October 20 for the 4 pay payment plan model.
• Fall payments are due on July 20, August 20, September 20, October 20, and November 20 for the 5 pay payment plan model.
• Fall payments are due on August 20, September 20, October 20, and November 20 for the Late Start payment plan model.
• Spring payments are due on December 20, January 20, February 20, and March 20 for the 4 pay payment plan model.
• Spring payments are due on December 20, January 20, February 20, March 20, and April 20 for the 5 pay payment plan model.
• Spring payments are due on January 20, February 20, March 20, and April 20 for the Late Start payment plan model.

Automatic/Scheduled Payments

• Participants may choose to have their monthly installments automatically withdrawn from their checking or savings account. This must be done during initial enrollment.
• If you choose the automatic/scheduled payment option, DO NOT submit a manual payment, unless you intentionally want to reduce your future payments.
• Installments will be automatically modified
  • Any time you have new charges posted to your account, such as fines, tuition, room and board, etc., your installment amount will increase.  Any time you have payments or credits, posted to your account, your installment amount will decrease. Any time your financial aid package changes, your installment amount may increase or decrease depending on the nature of the change.

Late Payments

• A $35 Late Payment Fee will be assessed for each late payment
  

NOTE: Students are encouraged to periodically logon to their Ramapo account in order to view the status of their account.

Enrollment instructions

• Web Payment Plan Enrollment Instructions using My Ramapo website

• • Log on to Web Self Service
  • Enter your Ramapo Email User Name and Ramapo Email Password then click on the Login button.
  • Click on Student Services & Financial Aid link.
  • Click on Electronic Payment/Bills/Refunds/… link to review your charges and payments.
  • Click Account Info/Pay Bill button.
  • Click on Payment Plans tab at the top of the screen or the “Enroll in Payment Plan” button.
  • Select desired term in scroll down box.
  • Select the Payment Plan you want to enroll in.
  • Review installment due dates and amounts carefully.
  • If you want to sign-up for automatic payments, click the YES radio button, then click Continue button
  • If you do not want to sign-up for automatic payments, click the NO radio button, then click Continue button
  • Any time you have new charges posted to your account, such as fines, tuition, room and board, etc., your installment amount will increase.  Any time you have payments or credits, posted to your account, your installment amount will decrease. Any time your financial aid package changes, your installment amount may increase or decrease depending on the nature of the change.
  • If you choose the automatic/scheduled payment option, DO NOT submit a manual payment, unless you intentionally want to reduce your future payments
  • Select method of payment from the drop-down menu then click Continue button (If Yes, note that you will not be able to use a credit card)
  • Enter Bank Account or Credit Card information then click Continue button
  • Read agreement carefully
  • Click I Agree box
  • Wait while enrollment is processing
  • If message appears that your payment plan was processed successfully, you may exit the form.

The College reserves the right to change costs, dates and procedures at its discretion.

• Web Authorized Users Instructions using My Ramapo website
  
  • Log on to https://epay.ramapo.edu/C20169_tsa/web/login.jsp
  • Enter your Ramapo Email User Name and Ramapo Email Password then click on the Login button.
  • Click on Student Services & Financial Aid link.
  • Click on Electronic Payments/Bills/Refunds, Payment Plan, Authorized User Signup link.
  • Click on Account Info/Pay Bill button.
  • Click on Authorized Users tab on the right side of the page.
  • Click Add an Authorized Users button.
  • Enter the email address of the desired authorized user, answer questions, and click the Add User button
  • Click I Agree box.

The College reserves the right to change costs, dates and procedures at its discretion.

• The only cost to participate in the RTPP is a $60.00 non-refundable Enrollment Fee per semester
• Students enrolling in the fall semester must re-enroll in the spring semester
• The RTPP is not available in the summer or winter terms

Methods of Payment

• Click here for payment options

Authorized Users

• Students can give others (parent(s), employers, etc.), the ability to access their account and make payments
• Instructions on setting up Authorized Users

Frequently Asked Questions regarding the RTPP

Tuition Payment Plan Q & A

Q.  Is the payment plan for the entire year?
A.  No.  The payment plan is only for the fall and spring semesters.

Q.  What is the fee for joining the payment plan?
A.  The Enrollment Fee is $60 per semester.

Q. If I am enrolled in the plan in the fall semester, will I be automatically be enrolled in the spring semester?
A. No. You must re-enroll and pay the $60 spring Enrollment Fee.

Q. Is the Enrollment Fee refundable?
A. No. It is non-refundable.

Q.  How many installments will I have on the payment plan?
A.  The payment plan will spread your charges across four installments per semester.

Q.  If I pay off my plan and then incur more charges, will I still be enrolled be in this plan?
A.  No.  Once the plan is paid off, it is closed.  If you incur more charges, you must pay them outside the plan.

Q.  Can I enroll in the payment plan late?
A.  Yes. The first payment is due on July 20th for the fall term and December 20th for the spring term.  If you enroll in the payment plan late, you must make up the missed payments when you enroll.

Q.  Can I make an installment payment over the phone?
A.  No. Payments can only be made online, check mail-in, or in person in the Office of Student Accounts.

Q. What may cause my installment amount to change?
A.  Any time you have new charges posted to your account, such as fines, tuition, room and board, etc., your installment amount will increase.  Any time you have payments or credits, posted to your account, your installment amount will decrease. Any time your financial aid package changes, your installment amount may increase or decrease depending on the nature of the change.

Q.  How will I know if my installment amount has changed?
A.  You will be sent an email when your installment amount changes.

Q.  Must I wait until my installment is due before I submit my payment?
A.  No. You can submit as many payments as you want.  However, each installment must be paid-in-full by the due date or you will incur a late fee of $35.

Q.  How is my financial aid considered in this plan?
A.  Your financial aid is equally spread across the four installments.

Q.  Why do I see the message “You do not have enough eligible charges” when I try to enroll?
A.  This message indicates that your term charges do not meet the minimum required amount to enroll.

Q.  What is the minimum amount I must owe in order for me to enroll in the plan?
A.  You must have a current balance of $400 or more.

Q.  Can I select an option to have my monthly installments automatically withdrawn from my checking or savings account when I first enroll?
A.  Yes. Click on the Yes, I want to set up my payments button.

NOTE:  If you choose the scheduled payment option, DO NOT submit a manual payment, unless you intentionally want to reduce your future installments.

NOTE: Any time you have new charges posted to your account, such as fines, tuition, room and board, etc., your installment amount will increase.  Any time you have payments or credits, posted to your account, your installment amount will decrease. Any time your financial aid package changes, your installment amount may increase or decrease depending on the nature of the change.

Q. If I am currently enrolled, can I select the automatic payments option?
A. Yes. Go to Make a Payment by clicking on the Payment tab at the top of the page.  Click on the action Schedule/Pay to schedule a payment.  When entering the Payment Date, enter the future date you would like the payment to be processed.

NOTE:  If you choose the scheduled payment option, DO NOT submit a manual payment, unless you intentionally want to reduce your future installments.

Q.  Can I schedule a credit card payment in advance?
A.  No.

Q.  If I am late with my installment payment, will I incur a fee?
A.  Each late installment payment will incur a $35 late fee.

Q.  If I am enrolled in the payment plan, will I be deregistered?
A.  No. If you are enrolled in the payment plan and all installment payments are made on time, in full, you will not be deregistered.

Q.  What happens if I overpay an installment?
A.  If the plan is still active and you have not paid off all charges, your overpayment will be applied to the next installment. If you overpay your final installment and you have a credit balance on your account, you will be eligible for a refund.

Q.  Will I have to wait before I see my payments appear?
A.  No.  Payment plan updates are real time.

The College reserves the right to change costs, dates and procedures at its discretion.

Direct your questions to the Office of Student Accounts – studentaccts@ramapo.edu

Any student whose employer is providing payment for semester charges, must present written documentation on company letterhead to the Office of Student Accounts prior to or at the time of registration to be considered for deferment. The agreement must contain the student’s name, social security number, semester for which the payment will be made, and the terms of the agreement. If there are any charges that the employer will NOT pay, such as lab fee, parking, etc., the student is responsible to make payment for any unqualified charges by the payment deadline (see deadlines link below). The College will NOT honor any type of agreement that contains conditions that delays or precludes payment. An example of such a stipulation is, “remittance will not be made until grades are received.” Under these circumstances, it will be the responsibility of the student to pay the College in-full and seek reimbursement from the employer. The College will send an invoice to the company. If the employer does not remit payment by the due date, a hold flag will be placed on the student’s account. It then becomes the student’s responsible to make payment in-full before the hold flag will be removed. It is important to present authorized documentation and provide payment of unqualified charges as per the above instructions to avoid deregistration. Direct your questions to Mr. Kash Dalal in the Office of Student Accounts at (201) 684-7706.

The College reserves the right to change costs, dates and procedures at its discretion.

Any person, who is eligible and has applied for veterans’ benefits under any of the programs administered by the Veterans’ Administration offering education and training assistance allowances, may defer payment of tuition and fees (but not room and board fees). Once the Financial Aid Office verifies a student’s eligibility, the student must proceed to the Office of Student Accounts to sign a special deferred payment agreement. The agreement will allow the veteran to defer payment on a monthly basis. If a veteran does not sign an agreement, the student will be subject to deregistration. Any delays with receipt of the veteran’s monthly allowance, does not exempt the veteran from making payment in accordance with the deferral. Deferments are not given for a veteran’s first semester at Ramapo, unless circumstances are discussed with the Veteran’s Administrator. Documents should be brought to  the Financial Aid Office for verification. If you have any questions, you may contact the Financial Aid Office at (201) 684-7549.

The College reserves the right to change costs, dates and procedures at its discretion.

DVR students may defer payment for the current semester once the Office of Student Accounts has received verification of their eligibility from the State Office of Vocational Rehabilitation. Direct questions to Chanel Carter in the Office of Student Accounts at (201) 684-7173.

The College reserves the right to change costs, dates and procedures at its discretion.