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Student Health Insurance

Health Insurance

Ramapo is pleased to announce that it has joined other State institutions to now provide a College-sponsored student health insurance plan.  We feel that now more than ever this will benefit our students as we have been suffering through the current global health crisis caused by a global pandemic. In addition, students asked for this service, and we listened, and have now made available health insurance coverage for all full time students.  The plan being offered for 2022-2023 academic year is through Aetna Student Health.  Below is a summary of plan details:

2022-2023 Policy
Credit Hours
8/1/2022 – 7/31/2023
1/15/2023 – 7/31/2023
Undergraduate 12 or more $2,450 $1,329
Graduate 9 or more $2,450 $1,329

Full-time students as defined above are automatically billed for health insurance.  Students have the opportunity to waive/opt out of this coverage by providing evidence of health insurance coverage to the College sponsored insurance company by the waiver deadline. The Spring 2023 deadline is February 4, 2023. You must waive coverage by this deadline or you will be enrolled in the plan. To waive coverage and have this charge removed from your bill please select the link below:

Please allow 2 days from the date you successfully completed your insurance waiver for the credit to appear on your account.

Fall 2022
The annual Health Insurance fee will be automatically billed to all full-time students during the Fall billing cycle.  Students who waive their insurance in the Fall may not enroll in the Spring semester unless there is a Qualifying Life Event as defined by the plan.  You may enroll in health insurance within the first 31 days of the life event outside the Open Enrollment Period.  To enroll due to a qualifying life event, contact University Health Plan at 833-251-1149.

Spring 2023
The Spring/Summer Health Insurance plan for the Spring 2023 semester will be billed to all new incoming full-time students for the Spring 2023 semester, and can be waived if that student has insurance coverage.

Health Insurance Enrollment/Waiver Information 
Students are required to enroll/waive the College sponsored insurance plan each academic year.  If you plan to keep the College-sponsored insurance, you may self-enroll prior to the College specified enrollment period. The enrollment website is available following this link

The College reserves the right to audit all waivers in order to ensure compliance with the College insurance requirements. Please be sure to have a copy of your insurance policy as you may be asked to provide documentation. Pending insurance coverage or a letter from your employer or third company is NOT acceptable.

Part-time students
The College sponsored insurance plan is not available to part-time students at this time.

Other Coverage Options:
For additional information, including information about the health care law, finding insurance options, and accessing your state’s health insurance exchange, please refer to

Contact Information
For more information or questions about the plan, visit or contact University Health Plan at 833-251-1149.

You may also find additional information at

Costs and Benefits Waiver Criteria and Instructions Frequently Asked Questions
Detailed information relating to cost and benefits of student health insurance offered by Ramapo College of New Jersey. Detailed instructions as to the waiver process. Information and answers to common questions regarding student health insurance
Costs and Benefits Details >> Waiver Criteria and Instructions >> FAQ’s Read More >>