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Payment Policies

Payment of tuition, fees, room and board and any required deposits are due in-full by the posted payment deadlines for each semester. Payment in-full can include payments made out-of-pocket, enrollment in an authorized payment plan, payment via financial aid, third party sponsorship or tuition waiver, or any combination thereof. If you do not pay in-full, you are subject to a $200 late fee and/or deregistration from your courses and de-housing.

Registration Charges

Once a student registers for classes, they are responsible for all charges associated with that semester. The registration process is not complete until a student’s term bill is paid-in-full as defined above. If the student is partially registered or is planning a registration change, payment for the existing registration must still be made by the posted deadlines. Changes to the number of registered credits or a student’s academic status may result in reduction of financial aid. Any balance on a student account that results from a reduction in financial aid is the responsibility of the student.  Please see the Refund Policies section of the Financial Aid Student Handbook for more information.

Office of Student Accounts Hold Flag

Any student who has not paid in-full and has an outstanding balance will have a Hold Flag placed on their account. Hold flags prevent future registration, changes to existing registration, entrance into housing, and receipt of a diploma. Once a student’s account is paid-in-full, the Hold Flag will be removed. Please be aware, a student may still have a hold flag from another office or department which could prevent registration.


By registering either an online or in-person, a student has created a financial obligation that must be paid to Ramapo College by the published deadline. Failure to pay in-full may result in deregistration (cancellation of a student’s class schedule), de-housing (removal of a student from their housing assignment), and/or the assessment of a Late Payment Fee. Students who are deregistered will be notified by the Office of Student Accounts via their Ramapo email; Student who are de-housed will be notified by the Office of Residence Life via their Ramapo email and in-person.

An outstanding balance does not always result in deregistration. There may be extenuating circumstances that would prevent your courses from being deregistered. If you do not intend to attend classes, we strongly recommend that you go online and drop the course(s) yourself or you will be responsible for payment. Deregistration is not recognized as an approved way to formally drop classes.

Credit/Debit Card Service Fee

This is a service fee that is charged by the credit card processor to the cardholder at the time of payment. The service fee revenue is not shared by the college.

The cost of processing credit and debit card transactions has increased consistently over the past several years. Many factors can be attributed to the increase, including premium rewards cards being used by customers and a variety of new dues and special fees charged by credit card companies. Due to these factors, the service fee assessed to students and authorized users by our credit card processor, TouchNet, will be increasing to 2.95%. The change will be effective May 1, 2023.

Note: A service fee is not charged if payment is made by electronic debiting of a checking or savings account (ACH).

Late Payment Fee

Failure to pay according to published payment deadlines may result in the assessment of a Late Payment Fee for each missed payment deadline. A student could be assessed multiple late fees per term if more than one deadline is missed. The amount of the fee can change from semester to semester.

Schedule Reinstatement Fee

An administrative fee will be assessed to reinstate a deregistered schedule after the Add/Drop period is over. The amount that will be assessed is term dependent:

Fall and Spring Terms: $200.00
Summer Term: $100.00
Winter Term: $50.00

The College reserves the right to change costs, dates and procedures at its discretion.