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Who is eligible for student health insurance?

  • All full-time undergraduate students and enrolled in twelve (12) or more credits;
  • All full-time graduate students enrolled in nine (9) or more credits;

How can a student waive the health insurance?

To waive the Ramapo College of New Jersey sponsored insurance plan coverage, follow the steps provided below:

  • Go to www.universityhealthplans.com/ramapo
  • Select the “waiver form” in the left hand side navigation menu.
  • Enter your student ID and date of birth and click continue.
    • Answer the pre-waiver form questions and click continue
    • Enter insurance information and click apply

Please allow 2 days from the date you successfully completed your insurance waiver for the credit to appear on your account.

What is the waiver criteria?

  • In order to opt out of the Ramapo College of New Jersey sponsored Health Insurance Plan, the student must agree to maintain health insurance coverage throughout the entire academic year.  The insurance plan must provide  coverage in New Jersey.

What happens if the student waives the insurance plan and then loses coverage?

  • Students who did not enroll themselves during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event. Students should contact University Health Plans at 800-437-6448 within 31 days of their loss of coverage.

Can a student enroll and use the insurance prior to the waiver deadline?

  • If a student needs to utilize the insurance prior to the final enrollment file being submitted to Aetna, they may do so by following the instructions provided below:
    • Go to www.universityhealthplans.com/Ramapo
    • Review the information on the page and then select the “enrollment form” in the left hand side navigation menu.
    • Enter your student ID and date of birth and click continue.
    • Enter your personal information, and click apply.

How does a student request an insurance card?

  • Once enrolled, students may get their insurance card by visiting the Aetna website http://www.universityhealthplans.com/ramapo. Click on the “Online Insurance ID Card” button located toward the right side of the page.  Enter your student ID, date of birth, and select “Submit”.

**Please note a student will be able to print their insurance card beginning 8/1/21**