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Who is eligible for student health insurance?

  • All full-time undergraduate students and enrolled in twelve (12) or more credits;
  • All full-time graduate students enrolled in nine (9) or more credits;

How can a student waive the health insurance?

To waive the Ramapo College of New Jersey sponsored insurance plan coverage, follow the steps provided below:

Go to www.aetnastudenthealth.com.

  • Select “Ramapo College of New Jersey” from the drop down menu and then select the “View your school” button.
  • Select the “Enroll/Waive” button in the navigation menu located on the left side of the webpage.
  • Review the information on the page and then select the “Enroll/Waive” button.
  • Select appropriate area of study from the drop down menu.
  • Enter your student ID and date of birth and click on “Get Started”.

Please allow 2 days from the date you successfully completed your insurance waiver for the credit to appear on your account.

What is the waiver criteria?

  • In order to opt out of the Ramapo College of New Jersey sponsored Health Insurance Plan, the student must agree to maintain health insurance coverage throughout the entire academic year.  The insurance plan must provide  coverage in New Jersey.

What happens if the student waives the insurance plan and then loses coverage?

  • Students who did not enroll themselves during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.  Students should contact Aetna Student Health at 1-800-481-8814 within 31 days of their loss of coverage.

Can a student enroll and use the insurance prior to the waiver deadline?

  • If a student needs to utilize the insurance prior to the final enrollment file being submitted to Aetna, they may do so by following the instructions provided below:
    • Go to www.aetnastudenthealth.com.
    • Select “Ramapo College of New Jersey” from the drop down menu and then select the “View your school” button.
    • Review the information on the page and then select the “Enroll/Waive” button.
    • Select the “Enroll/Waive” button in the navigation menu located on the left side of the webpage.
    • Select area of study from the drop down menu.
    • Enter your student ID and date of birth and click on “Get Started”.
    • Select the “Enroll” button located below the waiver section of the web page.
    • Select the plan, enter your personal information, and select “Submit”.

How does a student request an insurance card?

**Please note a student will be able to print their insurance card beginning 8/1/20**