For the 13th consecutive year, Ramapo College of New Jersey is listed in Kiplinger’s Personal Finance Magazine. Ramapo is ranked among the “100 Best Values in Public Colleges” for in-state tuition and fees for 2019-2020. Though we are one of the best values, financial aid is an important part of the decision making process for accepted students.
Once your estimated financial aid package has been prepared, it will be uploaded to your Application Portal and you will receive an email, entitled “Status Update”. Login to your portal at https://apply.ramapo.edu/apply. Once logged in, you can view the Federal College Financing Plan under Decisions. Please note that your financial aid package is based on the information you provided on your Free Application for Federal Student Aid (FAFSA), and that the College Financing Plan details your financial aid package, as well as your Cost of Attendance (COA), rather than the Direct Cost.
The Direct Cost is the total out-of-pocket cost billed by the College that you will actually pay. Direct costs include tuition and fees, and on-campus room and board. These are all items you pay directly to RCNJ. The Cost of Attendance is an ESTIMATE of your educational expenses for the academic year. The COA consists of both Direct Costs and Indirect Costs. Books, supplies, transportation, and personal expenses are indirect costs. You will not receive a bill from Ramapo College with those items listed, but we realize that students do have those additional items as expenses, so we include them in your estimated costs to help with family financial planning.
The webpage “Understanding Your Financial Aid” has been created to assist you with reviewing the financial aid package detailed in the College Financing Plan. You will also find useful information you should review in the documents “Next Steps” and “Terms, Conditions & More Information”.
Next Steps Terms, Conditions & More Information
Parent & Private Loan Tip Sheet