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Financial Aid Award Changes for 2018-19

Please be aware, students must now Accept or Decline Federal Direct Loans through the Ramapo College Self-Service.  Your loan will not appear on your bill until you do so.  Please follow these instructions:

Log into Ramapo College Self-Service with your Ramapo Email username and password

  1. Select “Student Services & Financial Aid” and “Financial Aid
  2. Select “My Award Information” and “Award by Aid Year
  3. Choose Award Year 2018-2019
  4. Select “Accept Award Offer” tab

The Award Overview tab is a summary of your financial aid package.  The Terms and Conditions tab provides you with important information about your awards.  The “Accept Award Offer” tab is where you must choose to accept or decline your loans.

Other Important Information:

NJ Residents make sure that you complete the required additional state questions no later than September 15.

To provide this information online, you must create a login to HESAA’s NEW student information system, NJFAMS to do this:

  1. Go to  If you do not yet have a user name and password to NJFAMS, you will be able to create one.
  2. Click the “create a student login” link to create your user name and password to the NEW system.
  3. Once logged into NJFAMS you can view any outstanding tasks that require your attention to complete your record.


Because Ramapo is a state-assisted college, the cost of attending is affordable compared to many other institutions. There are three forms of student financial aid for which application can be made:

  • Grants
  • Loans
  • Work/Study Payments

The package offered to a student is determined by financial need and college year.

Federal Student Aid (FAFSA)

Students must first fill out the Free Application for Federal Student Aid (FAFSA) available from their guidance counselors or online before being considered for financial aid.

Deadline: Free Application for Federal Student Aid (FAFSA): submit by March 1 of each calendar year, Ramapo School Code: 009344

Seven Easy Steps to the FAFSA, A Student’s Guide to the Free Application for Federal Student Aid

For a step-by-step visual guide on completing your FAFSA application, please click on the link below:

Financial Aid Calendar

  • Sept. through April – Prospective students indicate interest in financial aid on admissions applications.
  • After October 1 – Prospective students may obtain the Free Application for Federal Student Aid (FAFSA) from the high school guidance officer or online.
  • March 1 – Deadline to submit FAFSA in order to receive an award letter prior to May 15.
  • June 1 –  Last date for students to submit financial aid applications to central processor in order to receive aid that can be applied to fall charges.
  • By July 1 – College notifies students (who submitted aid applications by June 1) of aid awards.


Office of Financial Aid
Hours of Operation:

Academic Year: Monday- Friday; 8:30 AM – 4:30 PM (Open every 3rd Monday until 6:00 PM; except in May & December)

Summer: Monday-Thursday 8:00 AM – 5:15 PM Fridays CLOSED
Phone: (201) 684-7549 Fax: (201) 684-7085
E-mail: Location: E-210 (Academic Building)

F. Shawn O’Neill
Director of Financial Aid
Office: E-210A        201-684-7550

Jonathan Belle
Associate Director
Office: E-210B       201-684-7255

Tancy M. Nuñez
Assistant Director
Office: E-207          201-684-7242

Chrisanne McGarvey
Assistant Director/Systems Manager
Office: E-209        201-684-7548

Gina Toriello
Data Assistant/SCO
Office: E-208         201-684-7252

Janet H. Capolete
Financial Aid Counselor
(For students with last names with A-K)
Office: E-218B         201-684-7551

Sussy Teijeiro
Financial Aid Counselor
(For students with last names with L-Z)
Office: E-218B      201-684-7552

Robyn Perricelli
Refunds, Study Abroad
Office: E-210C       201-684-7030

Julia Pezzamenti
Financial Aid Assistant
Office: E-210        201-684-7549