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Education after high school costs time, money, and effort. It’s a big investment, but well worth it. At Ramapo College of New Jersey, we help students manage their costs through a combination of federal, state, and institutional funds.

About 67 percent of Ramapo’s students receive more than $40 million in aid. This aid includes grants – funds which the students are awarded but don’t have to pay back – and loans, which must be repaid. Students also can receive a work-study job to earn money to help pay for school.

Academic Achievement Scholarships

Depending upon need, undergraduate students may receive a

  • Federal Pell Grant (maximum amount of the grant, $6,095 2018-2019) OR
  • New Jersey Tuition Grant (TAG) if they are state residents (maximum amount of grant, $7,804 in 2018-2019 at Ramapo College).

Students also may receive as much as $1,400 per year as an Educational Opportunity Fund grant recipient if they are from areas judged to be economically and educationally disadvantaged.

Net Price Calculator

Supplemental Educational Opportunity Grants for Pell-eligible students and Federal College Work Study funds may also be available.

A wide variety of loans are available for undergraduates, including Federal Direct Subsidized, Unsubsidized, and Parent PLUS. The popular Direct Student Loan provides dependent freshmen students with as much as $5,500, with up to $6,500 for sophomores and up to $7,500 for juniors and seniors. Independent students may be eligible for additional loan funds. Students can qualify for a Federal Direct Unsubsidized Loan regardless of their income, or their family’s income.

Graduate students may receive Federal Direct Unsubsidized student loans and are eligible for Federal College Work Study.

Eligibility for Federal and State aid includes demonstration of financial need, possession of a high school diploma or a General Education Development (GED) Certificate, and enrollment as a matriculating (admitted to the College) student. Students must have a valid Social Security Number; register with Selective Service if required; make satisfactory academic progress while in school; and be a U.S. citizen, U.S. national, or a U.S. permanent resident who has an Alien Registration Card. (Individuals who also have I-94 forms from the Department of Homeland Security may qualify for student financial aid under certain circumstances.).

Book Advances

Estimated financial aid is not disbursed (actualized) until one week after the 50% refund period has ended. Therefore, financial aid recipients, whose disbursed financial aid will create a credit balance on their College account, may go to the College Bookstore and purchase their textbooks and course related material and supplies prior to the disbursement date.

A student must first go to the Office of Financial Aid to see if they are eligible for a Book Advance. If a student qualifies, a Book Advance transaction will be posted to the student’s College account. The Office of Student Accounts will transmit a Book Advance transaction file each day to the Bookstore. A student will not be permitted to make purchases until the following day when the bookstore opens its doors. An EOF student must first see there EOF counselor before a Book Advance can be posted to their account by the Office of Financial Aid. Click on the Deadlines button below for the first day that purchases can be made.

A student may purchase ONLY textbooks and course related materials and supplies with their Book Advance monies. When a student completes their purchase(s), they may proceed to any cash register for checkout. Book advance purchases cannot be made without a valid form of picture I.D.  (Student I.D. card, driver’s license with picture, or credit card with picture). Each purchase will be posted on-line to the student’s account in the Bookstore system. Each purchase will reduce the amount available in the student’s Book Advance. A student may continue to make purchases up to the balance in their account.

If a student needs to increase their Book Advance, they must first return to the Office of Financial Aid. If the student qualifies for an increase, a Book Advance transaction will be posted to the student’s College account. The Office of Student Accounts will transmit a Book Advance transaction file each day to the Bookstore. A student will not be permitted to make purchases until the following day when the bookstore opens its doors. An EOF student must return to your counselor before a Book Advance increase can be posted to their account by the Office of Financial Aid.

NO CASH REFUNDS will be made on Book Advance purchases. If a student returns books or school supplies, their Bookstore account will be reimbursed. Click on the Deadlines button below for the last day that purchases can be made. The Office of Student Accounts will adjust each student’s account to reflect the net purchases made in the Bookstore. For example, if the Book Advance was for $350 and the total purchases were $317.79, the student’s account will reflect only the $317.79 amount.

Ramapo

The College reserves the right to change costs and procedures at its discretion.