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  • Pursuant to Section 155 of the Higher Education Act of 1965, as amended, (HEA) and to satisfy the requirements of Section 128(e)(3) of the Truth in Lending Act, a lender must obtain a self-certification signed by the applicant before disbursing a private education loan. The school is required on request to provide this form or the required information only for students admitted or enrolled at the school. Throughout this Applicant Self-Certification, “you” and “your” refer to the applicant who is applying for the loan. The applicant and the student may be the same person
  • Free or lower-cost Title IV federal, state, or school student financial aid may be available in place of, or in addition to, a private education loan. To apply for Title IV federal grants, loans and work-study, submit a Free Application for Federal Student Aid (FAFSA) available at, or by calling 1-800-4-FED-AID, or from the school’s financial aid office.
  • A private education loan may reduce eligibility for free or lower-cost federal, state, or school student financial aid.
  • You are strongly encouraged to pursue the availability of free or lower-cost financial aid with the school’s financial aid office.

Private Loan Certification Form (PDF)