The EOF Program provides additional financial assistance to federal and state grants awarded. On average, over one million dollars in Ramapo College/EOF Merit Scholarships (RCG/EOF) and EOF state grants are awarded annually to students enrolled in our EOF Program. Ramapo College contributes approximately $500,000 annually to our RCG/EOF Scholarship Fund. Few other New Jersey colleges provide this level of financial support to their EOF Programs.
Both RCG/EOF Scholarships and EOF State Grants are only available to students enrolled in the EOF Program and are based on meeting financial and academic requirements. For information about requirements, visit the Admissions Requirements page
Financial Assistance for Incoming EOF Freshmen
Qualified EOF Freshman receive a financial aid package that would include a combination of federal and state grants, institutional grants and subsidized federal student loans. The total amount of the award will be dependent on the information on each individual student’s FAFSA application and participation in the mandatory EOF Pre-Freshman Summer Studies Program.
EOF Freshman Two-Year Funding Package: EOF Freshman who successful complete the mandatory EOF Summer Program, are eligible to receive a two-year funding package that includes federal and state grant awards, the NJ EOF Grant, a $3500 subsidized student loan and the RCG/EOF award. This package covers the cost of attendance (tuition, fees, housing and meal plan) at Ramapo College for the first year. Those students who remain academically eligible during their freshmen year at Ramapo are awarded a $5000 college grant in addition to their federal and state grant awards.
Financial Assistance for Incoming EOF Transfer Students
EOF Transfer Students continue to receive all federal and state need-based aid that they are eligible for as determined by the information on their updated Free Application for Federal Student Aid (FAFSA). Additional financial assistance is based on availability of funds.
Scholarships for Continuing Ramapo Students
Through the generosity of alumni, parents, faculty and staff, and friends of the College, the Ramapo College Foundation administers a number of scholarship opportunities for continuing Ramapo students. Full- and part-time students are eligible for these awards. Candidates must be in good academic standing and may apply for more than one award as long as they meet all eligibility requirements. For more information about these awards, please visit the Financial Aid Office’s Scholarships page.
The information on your Free Application for Federal Student Aid (FAFSA) is used for final verification of all financial aid awards. All students applying to Ramapo College through the EOF Program must file the FAFSA by March 1st. This application is used to determine eligibility for federal and state need-based aid (grants), federal work-study and federal student loans. A number of documents are needed to complete and update the FAFSA. These include federal income tax returns, both for parents and applicant, untaxed income documents, such as social security and public assistance award letters, investment records and bank statements.
Once you complete your FAFSA, the information provided will generate your Expected Family-Income Contribution, or EFC. Your EFC is used to determine eligibility for federal and state need-based aid, as well as verify your eligibility for EOF funding. Maximum federal and state awards are given to those students with a zero EFC.
Financial Aid Awards
Students cannot be admitted to Ramapo College through the EOF Program without having qualified for the NJ EOF State Grant. This is determined by a student’s complete application. Students who are eligible for EOF funding are also eligible to receive other types of need-based aid. These include:
Federal and State Grants
- Federal Pell Grants
- Federal Supplemental Educational Opportunity Grants (FSEOG)
- Federal Work Study
- New Jersey Tuition Aid Grants (NJ TAG)
Student Educational Loans
- Federal Stafford Loans (Subsidized and Unsubsidized)
- Federal PLUS Loans (Unsubsidized Parent Loans)
- Federal Perkins Loans
- NJ CLASS Loans
Federal and state grants are awarded to qualified, matriculated students who are enrolled full-time (12 credits or more) and do not need to be repaid. Educational Loans are awarded to qualified, matriculated students and require repayment upon graduation. For more information, visit our Financial Aid website.