{"id":654,"date":"2013-07-25T13:51:43","date_gmt":"2013-07-25T17:51:43","guid":{"rendered":"http:\/\/www.ramapo.edu\/bursar\/?page_id=654"},"modified":"2024-12-11T10:36:48","modified_gmt":"2024-12-11T15:36:48","slug":"direct-deposit-questions-answers","status":"publish","type":"page","link":"https:\/\/www.ramapo.edu\/student-accounts\/direct-deposit-questions-answers\/","title":{"rendered":"Direct Deposit Questions & Answers"},"content":{"rendered":"

What is a Direct Deposit?<\/strong>
\nDirect deposit is also known as Electronic Funds Transfer (EFT). It is the transfer of funds from Ramapo College to an individual student\u2019s checking or savings account at a participating bank, savings and loan association or credit union. Direct deposit delivers your money quickly and safely. The difference is a check isn\u2019t printed or mailed.<\/p>\n

Are there any costs for my participating in Direct Deposit?<\/strong>
\nNo, the program is offered as a service to our students.<\/p>\n

I\u2019m interested in Direct Deposit, but I do not know if it is for me?<\/strong>
\nIf you have an account, visit your bank or credit union. They can answer your questions about Direct Deposit. If you do not have an account, consider opening one. Many banks offer a variety of accounts, some with little or no fees.<\/p>\n

Where do I sign up for Direct Deposit?<\/strong>
\nClick here for instructions<\/a>.<\/p>\n

The Payment Profile asks for my checking or saving account number and my bank\u2019s transit routing number. How do I find that information?<\/strong>
\nChecking and savings account numbers are normally noted at the bottom of checks and deposit slips as well as the nine digit bank transit routing number. If you need assistance, come to the Office of Student Accounts, first floor, D-Wing.<\/p>\n

When I sign up for Direct Deposit, how long does it take before my money is available in my account?<\/strong>
\nWhen you sign up for Direct Deposit, you can expect your refund to be deposited into your account within one to two weeks of the application being submitted. This pertains only to students that are eligible for a refund because of either overpayment by a loan or financial aid or for students that drop classes within the appropriate add\/drop dates.<\/p>\n

When can I use my money?<\/strong>
\nYour money is available for use as soon as it is deposited into your account. You can write checks, withdraw money and transfer into different accounts. Anything you usually do with your money now, you can also do with Direct Deposit.<\/p>\n

After I sign up for Direct Deposit, do I have to stay with the same bank?<\/strong>
\nNo, you can use Direct Deposit at any bank. If you move your account to another bank, you can change your information by logging onto your Payment Profile and make your adjustment. If you choose to enroll in Direct Deposit but subsequently change your mind, you can deactivate the Direct Deposit function by logging into your Payment Profile and\u00a0unclick<\/strong>\u00a0the Refund Option box.<\/p>\n

Who should I contact if I have any questions?<\/strong>
\nYou may contact the Office of Student Accounts at 201.684.7495.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

What is a Direct Deposit? Direct deposit is also known as Electronic Funds Transfer (EFT). It is the transfer of funds from Ramapo College to an individual student\u2019s checking or savings account at a participating bank, savings and loan association or credit union. Direct deposit delivers your money quickly and safely. 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