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Bursar: Health Insurance

Non-International Students

New Jersey State law requires that all full-time students (12 or more credits) must have proof of health insurance. Students entering in the fall term will automatically be charged the prevailing health insurance premium but will not be recharged in the winter and spring terms. Students entering in the spring term will automatically be charged the prevailing health insurance premium. Health insurance is not automatically charged for the summer term.

International Students

The United States Bureau of Citizenship and Immigration Services requires that all F-1 or J1 visa international students, regardless of the number of credit hours enrolled, are required to have proof of health insurance, which includes coverage for health evacuation and repatriation. Students entering in the fall term will automatically be charged the prevailing health insurance premium but will not be recharged in the winter and spring terms. Students entering in the spring term will automatically be charged the prevailing health insurance premium. Health insurance is not automatically charged for the summer term.

Health Insurance Waiver

Students having outside coverage can deduct the amount of the health insurance from their bill, providing the online Health Insurance Waiver Form is completed no later than the waiver deadline. When the form is submitted, a credit will be posted to the student's account. The Waiver Form will not be available after the waiver deadline. Click here to access the Waiver Form. Please use only the electronic version of this waiver form. Modified print versions and/or faxes will not be accepted. If a waiver is submitted in the fall, a student does not have to resubmit a waiver in the spring.Spring waivers are only for students who were not registered in the fall.

All full-time registered students who have not submitted a waiver by the published waiver deadline will be enrolled in the group health insurance plan administered by United Health Care. Students will then be responsible for payment of the premium charged to their account. 

Part-time Students and Full-Time/Part-Time Dependents

The College insurance plan is also available for part-time students and full-time/part-time dependents directly through the insurance company. The premium charge will not appear on the term bill. Click on the link below to access the United Health Care enrollment form.

Enrollment Dates

Fall enrollment: August 15 to August 1
Spring enrollment: January 1 to August 1
Summer enrollment: May 15 to August 1 (Students must enroll directly with the company.)

United Health Care

Click here to review plan brochures and enrollment materials, enroll on line (if you want part-time or full-time/part-time dependent coverage), check the status of an existing claim, locate healthcare provider information, gain access to the Student Health Zone, and obtain forms and information about our customer and claims services.

The College reserves the right to change costs, dates and procedures at its discretion.


Ramapo College of New Jersey • 505 Ramapo Valley Road • Mahwah, NJ 07430 • 201-684-7500
http://www.ramapo.edu/