Any student who has an outstanding balance will have a Bursar's Hold Flag placed on his/her account which will prevent registration, entrance into housing, receipt of an official transcript, and diploma.
To complete the registration process, a student's term bill must be paid-in-full by the appropriate published deadline unless the Bursar's Office has authorized a payment deferment PRIOR to the payment deadline or be subject to DEREGISTRATION AND DEHOUSING. Deferred payments plans are not available in the summer term.

The College reserves the right to change costs, dates and procedures at its discretion.

Late Payment Fee
Failure to pay according to published payment deadlines may result in the assessment of a Late Payment Fee for each missed payment deadline. A student could be assessed multiple late fees per term if more than one deadline is missed. The amount that will be assessed is term dependent:

Fall and Spring Terms: $200.00
Summer Term: $100.00
Winter Term: $50.00

Schedule Reinstatement Fee
An administrative fee will be assessed to reinstate a deregistered schedule after the Add/Drop period is over. The amount that will be assessed is term dependent:

Fall and Spring Terms: $200.00
Summer Term: $100.00
Winter Term: $50.00

Finance Charge
A Finance Charge will be assessed against the account of any student with an outstanding Account Balance. This Finance Charge shall be calculated and assessed for each month that the balance remains $100.00 or greater. Each monthly Finance Charge will be calculated by multiplying 1.5% by the amount of the outstanding Account Balance. Finance Charges will not be assessed for students who participate in the Ramapo Tuition Payment Plan and have kept their account current. If a student has been terminated from the plan, he/she will be assessed a Finance Charge commencing with the next billing cycle.

The College reserves the right to change costs, dates and procedures at its discretion.

Students with a delinquent account, who are no longer attending the College, will be contacted in writing and by phone by the Bursar's Office Collection Department. Students will be expected to either pay their outstanding balance in-full. If a student does not respond, his/her account will be referred to a collection agency, where it may also be sent to credit bureaus for reporting purposes, and the New Jersey State Division of Taxation, which will withhold their New Jersey State Income Tax Refund and/or Homestead Rebate (Set-Off Individual Liability Program, commonly referred to as SOIL). The College also reserves the right to pursue legal action in order to collect the balance of the debt. In addition, a hold flag will be placed a student's account which will prevent future registration and receipt of an official transcript and/or diploma. If an account is placed with a collection agency, a student will be responsible to pay all collection charges, including interest and attorney fees, in addition to their outstanding balance. Once an account is placed with a collection agency, a student will no longer be able to negotiate with the College. The student must deal directly with the collection agency.

The College reserves the right to change costs, dates and procedures at its discretion.