Cash, Personal Check, Bank Check, or Money Order

• In-person payments: Cash, check, or money order can be made at the Bursar’s Office, first-floor D-wing during regular business hours.
• Mail-in payments: Check or money order payments should be sent to:

  Ramapo College
  Bursar’s Office
  505 Ramapo Valley Road
  Mahwah, NJ 07430-1680

  DO NOT MAIL CASH.

• Checks and money orders should be made payable to RAMAPO COLLEGE.
  Include the Student ID Number on the front of the check or money order to insure proper crediting to the student's account. The new Student ID Number is nine characters long, beginning with a capitol letter "R". The student Social Security Number is no longer used as a Student ID Number.
• If you choose to pay after regular business hours, you can leave your check in the night deposit box outside the Bursar’s Office, first-floor D-wing. DO NOT LEAVE CASH.
• If a bank returns a check for insufficient funds, the check will be redeposited and a $15 charge will be assessed. If the check is returned a second time as unpayable, a charge of $40 will be assessed and personal check payment privileges at the College will be revoked. This constitutes nonpayment of charges. Payment must then be made by cash, bank check, or money order within five working days of notice. Failure to correct the delinquency will result in deregistration.
• Stopping payment of a check as a means of dropping/withdrawing from classes does not relieve the student of registration charges.

Credit Card

• Online processing of credit cards is managed in-house.
• The system allows for real-time payment processing.  
  • When a transaction is approved, the payee’s credit card is debited and it is instantaneously updated on a student’s account.
• MasterCard, Discover or American Express is accepted, Visa is not accepted.
• A non-refundable convenience fee of 2.75% (minimum $3.00) is added to your payment.

Electronic Debit of Checking or Savings Accounts

• Online debiting of checking and savings accounts is managed in-house.
• The system allows for real-time payment processing.
  • When a transaction is approved, the payee’s checking or savings account will be electronically debited and it is instantaneously updated on a student’s account.
• A convenience fee is not assessed.

Note: Credit Card and eCheck payments can only be made online. The Bursar’s Office does not accept credit card or eCheck payments by phone or in-person.

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Web Payment Instructions

Method 1

• Log on to www.ramapo.edu.
• Click on the Web Registration link then the Web Tuition Payment link.
• Enter your User ID and PIN then click on the Login button.
• Click on Student & Financial Aid link.
• Click on Student Account link to review your charges and payments.
• Click on Account Summary by Term link to view your online bill.
• Using the Term pull down box, choose the desired Billing Term then click on Submit button.
• Review your bill and print for reference.
• Click on Pay Online link.
• Click on Account Info/Pay Bill button – this will take you to Account Information and Bill Payment page where payments can be made online.

Account Info/Pay Bill

Step 1 – Click on Payments tab at top of page.
Step 2 – Under the Action column click on Pay.
Step 3 – From the Payment Method drop down select Electronic Check or Credit Card via PayPath then click Go button
Step 4 – Credit Card or E-Check

• Go to A – Credit Card Payments for credit card payment instructions
• Go to B – Electronic Payments for e-check payment instructions.

A – Credit Card Payments

• From the Payment Method drop down select Credit Card via PayPath then click on Go button.
• Enter Payment Amount then click on Continue to Paypath button.
• Select Term from Term drop down then click on Continue button.
• Verify/Modify Payment Amount then click on Continue button.
• Enter all data and click on Continue button.
• All of the data you entered will be displayed, including the convenience fee amount.
• The credit card convenience fee is based on a rate of 2.75% with a minimum fee of $3.00. 
• Review your entries.
• If any of the data is incorrect, click on Change Information button.
• If you do not wish to have your transaction processed, click on Cancel button.
• Click on Submit button to submit your payment.
• By submitting your entry, you are accepting to pay the convenience fee.

B – Electronic Debit of Checking or Savings Accounts

• From the Payment Method drop down select Electronic Check then click on Go button.
• Enter all Bank Account information and click on Continue button.
• If any of the data is incorrect or you do not wish to have your transaction processed, click on Cancel button.
• Enter Payment Amount and Payment Date and click on Continue button.
• Review your entries.
• If any of the data is incorrect or you do not wish to have your transaction processed, click on Cancel button.
• Enter last four digits of Student Id Number and click on I Agree button.
• Print the Payment Confirmation Page for your records.

Web Payment Instructions

Method 2

• Log on to https://Epay.ramapo.edu/C20169_tsa/web/login.jsp
• Enter your College ID and PIN then click on the Login Now button.

Account Info/Pay Bill

Step 1 – Click on Payments tab at top of page.
Step 2 – Under the Action column click on Pay.
Step 3 – From the Payment Method drop down select Electronic Check or Credit Card via PayPath then click Go button
Step 4 – Credit Card or E-Check

• Go to A – Credit Card Payments for credit card payment instructions
• Go to B – Electronic Payments for e-check payment instructions.

A – Credit Card Payments

• From the Payment Method drop down select Credit Card via PayPath then click on Go button.
• Enter Payment Amount then click on Continue to Paypath button.
• Select Term from Term drop down then click on Continue button.
• Verify/Modify Payment Amount then click on Continue button.
• Enter all data and click on Continue button.
• All of the data you entered will be displayed, including the convenience fee amount.
• The credit card convenience fee is based on a rate of 2.75% with a minimum fee of $3.00. 
• Review your entries.
• If any of the data is incorrect, click on Change Information button.
• If you do not wish to have your transaction processed, click on Cancel button.
• Click on Submit button to submit your payment.
• By submitting your entry, you are accepting to pay the convenience fee.

B – Electronic Debit of Checking or Savings Accounts

• From the Payment Method drop down select Electronic Check then click on Go button.
• Enter all Bank Account information and click on Continue button.
• If any of the data is incorrect or you do not wish to have your transaction processed, click on Cancel button.
• Enter Payment Amount and Payment Date and click on Continue button.
• Review your entries.
• If any of the data is incorrect or you do not wish to have your transaction processed, click on Cancel button.
• Enter last four digits of Student Id Number and click on I Agree button.
• Print the Payment Confirmation Page for your records.

Please address any questions, problems, and concerns to the Bursar’s Office at (201) 684-7495 or e-mail bursar@ramapo.edu.

Wire Transfer

If you are wiring a tuition payment, you may make arrangements through the Bursar's Office by calling (201) 684-7495. If you have previously submitted wire transfer payments, be sure to contact the Bursar's Office to ensure that the College did not change banks or bank account numbers. Incorrect or incomplete numbers data will delay your payment. Delinquent payments will be assessed a Late Payment Fee. You will also be subject to deregistration. To further ensure that your account will be properly credited, notify the Bursar's Office when your wire transfer is transmitted. Use one of the following methods:

• Phone: (201) 684-7495
• Fax:     (201) 684-7478
• E-mail: bursar@ramapo.edu

Be sure to include your name, student ID, bank name and country of origin, and the dollar amount.

NOTE: Tuition and housing deposits can not be made by wire transfer.

The College reserves the right to change costs and procedures at its discretion.

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Paper bills are not mailed to students. The online billing statement serves as the official bill. Students are responsible for making payments by published deadlines.

How to view your online billing statement

Instructions using My Ramapo:

• Log on to My Ramapo / Luminis
• Click on My Courses tab
• Click on Web Self-Service link
• Click on Web Self-Service link on the top center of the page
• Click on Student & Financial Aid 
• Click on Student Account  
• Click on Account Summary by Term 
• Using the Select a Term pull down menu, choose the desired billing term, then click Submit button
• Review your bill and print for reference

Instructions using Web for Students:

• Log on to http://guide.ramapo.edu/
• Click on Web for Students button
• Click on Web Tuition Payment button
• Enter your User ID and PIN then click on Login button
• Click on Student & Financial Aid  
• Click on Student Account  
• Click on Account Summary by Term  
• Using the Select a Term pull down menu, choose the desired billing term, then click Submit button
• Review your bill and print for reference

On the Account Summary screen (official term bill), Term Detail reflects the Current Term charges / payments on a student’s account, as well as any Other Term balances. Only disbursed (paid or credited) financial aid appears in this section. The Account Balance reflects the net of the Current Term Balance and Other Terms Balance.

Pending financial aid, also known as estimated or anticipated aid, appear in separate sections on the Account Summary screen.

Authorized Aid is aid that has met all the requirements for payment and will be credited to a student’s account on the official term disbursement date. Typically, this date is four weeks into a term. The Authorized Financial Aid Balance is the sum of the Authorized Financial Aid for the term.

Memos are pending financial aid transactions that require further action. However, if the Memo is a New Jersey Class Loan, Alternative Loan, or Outside Scholarship, no further action needs to be taken on your part. Your account will be credited when payment is received from the funding agency. All other types of aid that appear as a Memo have not met all the requirements for payment. We strongly recommend that a student contact the Office of Financial Aid to resolve any outstanding issues. The Memo Balance is the sum of the Memo Aid for the term.

Current Due net of Authorized Financial Aid and Memos is the AMOUNT TO BE PAID. It comprises the Account Balance less the sum Authorized and Memo Aid Balances.

Note: Financial Aid recipients are liable for the amount not covered by their aid package.

Note: Estimated aid from a prior term will not appear on a current term bill. For example, if any or all of your fall aid is estimated, it will not be reflected as a credit on the spring bill. As a result, the balance forward from the fall will not be reduced by any fall estimated aid. Only your spring financial aid will be calculated as a credit on your bill.
Students should review their accounts regularly. Failure to make a payment by a published deadline can result in a hold on an account, deregistration, and/or dehousing. For this reason, all students are advised to regularly view their online bills, especially if there has been a schedule change or room and/or board adjustment. The online Account Summary screen is available from 8:30 am to 11:50 pm. Monday through Thursday and uninterrupted service from 8:30 am Friday to 11:50 pm Sunday. The billing function is available even when the registration function is unavailable.
Students must activate their Ramapo College e-mail accounts to receive important billing information.  All notices about billing will be sent to students’ Ramapo College e-mail accounts. The College reserves an e-mail account for every enrolled student. Students are responsible for activating their Ramapo College e-mail accounts in order to receive notices and communications from administrative offices and professors. Once the account is activated, a student can have College e-mail forwarded to another e-mail address. However students remain fully responsible for any messages from the College sent to their Ramapo E-mail account. To activate a Ramapo College e-mail account, log onto www.ramapo.edu. Using the quicklinks pull-down menu, click on E-mail activation and complete the form.

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Any student who has an outstanding balance will have a Bursar's hold flag placed on his/her account which will prevent registration, entrance into housing, receipt of an official transcript, and diploma.

To complete the registration process, your term bill must be paid-in-full by the appropriate published deadline unless the Bursar's Office has granted an authorized deferment PRIOR to the payment deadline. Deferred payments plans are not available in the summer term.

If you do not pay-in-full or have an approved deferment by the payment deadline, you will be subject to DEREGISTRATION AND DEHOUSING. To view your bill, click on "Web Tuition Payments" in Web for Students. Students who are deregistered will be notified via their Ramapo email address.

If you are not able to, or choose not to attend class, you must officially drop your course(s) in order to clear your schedule. In order to receive a 100% refund, you must drop your course(s) on the Web, no later than the last day of the 100% refund period. In order to receive a 50% refund, you must drop your courses(s) ONLY in the Registrar's Office, no later than the last day of the 50% refund period. If a class is not officially dropped by the end of the 50% refund period, you will be liable for all charges, including those for classes dropped after the withdrawal deadline. (See deadlines link below)

A $200.00 Late Fee will be assessed if payment is not received by the payment deadline. A Schedule Reinstatement Fee of $200.00 will be assessed when a deregistered schedule is reinstated.

A student auditing a class is responsible to pay the tuition and fees as a student enrolled in a course for credit.

Housing and meal plan charges must be paid along with your tuition payment or you are subject to deregistration and cancellation of your housing and meal plan. If you choose to change or withdraw from housing and/or meal plan, you must go to the Office of Residence Life and complete the appropriate form. Students assigned to Pine Hall, Linden Hall or Oak Hall are required have a meal plan.

If you have a delinquent account, you will be duly warned by the Bursar's Office Collection Department. You are expected to either pay your outstanding balance in-full or establish a special repayment arrangement. If you do not respond, your account will be referred to a collection agency, credit bureaus, and the New Jersey State Division of Taxation, which will withhold your New Jersey State Income Tax Refund and/or Homestead Rebate (SOIL Program). In addition to your outstanding balance, you will be responsible to pay all collection charges, including interest and attorney fees. If your account is placed with a collection agency, you will no longer be able to negotiate with the College. You must deal directly with the collection agency. To prevent this from happening, KEEP YOUR ACCOUNT CURRENT and do not ignore correspondence from the Bursar's Office! If you receive notification that your account is delinquent, contact the Bursar's Office as soon as possible during regular business hours to discuss a suitable repayment schedule.

Deregistration will be an on-going process. In addition to the priority registration deadline, accounts will be regularly reviewed for outstanding balances. Students will be subject to deregistration at any time if their account is not paid-in-full.

Students who are deregistered will be notified via their Ramapo email address.

Tuition and Housing Deposit
Tuition and housing deposits can only be made by cash, check or money order. Electronic forms of payment such as credit card, debit of checking or savings accounts, or a wire transfer are not accepted.

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To complete the registration process, your term bill must be paid-in-full by the appropriate published payment deadline unless the Bursar's Office has granted an authorized deferment PRIOR to the payment deadline. If you do not pay-in-full or have an approved authorized deferment by the payment deadline, you will be subject to DEREGISTRATION AND DEHOUSING. To view your bill, click on "Account Summary/Credit Card Payment" in Web for Students. (Click deadlines link below)

Installment Payment Plan

The College will no longer be using Tuition Management Systems (TMS) as the provider of an installment payment plan. The process will be managed in-house, commencing with the upcoming Fall 2008 semester. Details to follow.

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Employer Sponsored Tuition Assistance Programs

Any student whose employer is providing payment for semester charges, must present written documentation on company letterhead to the Bursar's Office prior to or at the time of registration to be considered for deferment. The agreement must contain the student's name, social security number, semester for which the payment will be made, and the terms of the agreement. If there are any charges that the employer will NOT pay, such as lab fee, parking, etc., the student is responsible to make payment for any unqualified charges by the payment deadline (see deadlines link below). The College will NOT honor any type of agreement that contains conditions that delays or precludes payment. An example of such a stipulation is, "remittance will not be made until grades are received." Under these circumstances, it will be the responsibility of the student to pay the College in-full and seek reimbursement from the employer. The College will send an invoice to the company. If the employer does not remit payment by the due date, a hold flag will be placed on the student's account. It then becomes the student's responsible to make payment in-full before the hold flag will be removed. It is important to present authorized documentation and provide payment of unqualified charges as per the above instructions to avoid deregistration. Direct questions to Stephanie Samuels in the Bursar's Office at (201) 684-7173. 

Veteran's Deferment

Any person, who is eligible and has applied for veterans' benefits under any of the programs administered by the Veterans' Administration offering education and training assistance allowances, may defer payment of tuition and fees (but not room and board fees). Once the Financial Aid Office verifies a student's eligibility, the student must proceed to the Bursar's Office to sign a special deferred payment agreement. The agreement will allow the veteran to defer payment on a monthly basis. If a veteran does not sign an agreement, the student will be subject to deregistration. Any delays with receipt of the veteran's monthly allowance, does not exempt the veteran from making payment in accordance with the deferral. Deferments are not given for a veteran's first semester at Ramapo, unless circumstances are discussed with the Veteran's Administrator. Documents should be brought to Ms. Gillman in the Financial Aid Office for verification. If you have any questions, you may contact Dorothy Gillman at (201) 684-7548.

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Vocational Rehabilitation Students (DVR)

DVR students may defer payment for the current semester once the Bursar's Office has received verification of their eligibility from the State Office of Vocational Rehabilitation. Direct questions to Stephanie Samuels in the Bursar's Office at (201) 684-7173.

New Jersey Department of Labor Tuition-Free Program for Unemployed Persons

The State of New Jersey Tuition Waiver Program allows certain unemployed individuals to enroll, without payment of tuition, in any job-training course which shall provide skills necessary to re-enter the work force.  The regulations include course work at New Jersey’s public higher education institutions.

INSTRUCTIONS:

• Obtain a signed Tuition Waiver Certificate from the Division of Employment Services. 
• All students are required to be matriculated (formally admitted to the College in a degree program). Non-matriculated students are not eligible to receive financial aid and are not permitted to participate in the Unemployment Tuition Waiver Program.
• All students are required to file a Free Application for Federal Student Aid (FAFSA) each year.  The FAFSA may be submitted by using the internet (www.fafsa.ed.gov) or by mailing the form directly to the federal government.  The FAFSA form is available in the Financial Aid Office.  Graduate students and students pursuing a second bachelor’s degree are exempt from this requirement.
• Complete the student’s section of the Ramapo CollegeRequest for Unemployment Tuition Waiver. The form is available in the Bursar’s Office. It is recommended that this request be submitted with the Tuition Waiver Certificate to Kash Dalal in the Bursar’s Office PRIOR to registration. If you have any questions, you may contact Kash at (201) 684-7706.

TERMS AND CONDITIONS:

• Students are eligible to register for credit or audit on a space-available basis.
• Course Overload Permits are not allowed.
• Enrollment is limited to New Jersey residents only.
• If a course needs permission of instructor, or has pre-requisite restrictions, authorizations must be obtained prior to registering for the class.
• Special registration dates and times are designated for this program. Fall and spring registration is only done on the web. Summer registration must be done in-person.
• If a student chooses to register earlier than the designated time, he or she will forfeit the right to have your tuition charges waived as a TFPUP participant.
• Disbursement of the waiver will not be made until the Financial Aid Office has received all required information and a determination of financial aid eligibility has been made. 
• Students must apply for a waiver each semester. Only the cost of tuition, tuition related fees, minus grant or scholarship assistance, will be used to calculate the amount of the waiver. Late fees, course fees, program fees, parking fee, student insurance fee and room & board charges will not be covered.

New Jersey National Guard Tuition-Free Program

To be eligible for the New Jersey National Guard Tuition-Free Program, you must be a matriculated student, have a validated Commander's Certification, complete a Free Application for Federal Student Aid (FAFSA), and complete a Ramapo College National Guard Application. Documents should be brought to Dorothy Gillman in the Financial Aid Office for verification. If you have any questions, you may contact Dorothy Gillman at (201) 684-7548. Only the cost of tuition will be waived. All fees and other charges are the responsibility of the student.

NOTE: Authorized deferment recipients will NOT be deregistered if your deferment(s) covers your tuition and fee charges in-full. However, if you are not able to, or choose not to, attend class, you must drop the course(s) on the web during the 100% refund period. During the 50% refund period, you must drop the course(s) in the Registrar's Office. In addition, you must inform the Financial Aid Office if you are a financial aid/loan recipient or a veteran. If you are a DVR recipient, NJTFPUP, WDPP, or ATP participant, you must inform the Bursar's Office. If you do not formally drop your classes during the 100% or 50% refund periods, you will be liable for all charges.(See link to Deadlines below)

Senior Citizen Program

Individuals who are 65 years of age or older, may enroll in undergraduate courses either for credit or audit on a space-available basis. Enrollment is limited to New Jersey residents only, and will only take place during the hours specified below. New participants in this program must show identification to prove eligibility. Program participants who receive information about Web registration prior to this time should disregard that process unless they wish to pay full tuition. Only the cost of tuition will be waived. All fees and other charges are the responsibility of the student.
Academic Calendars

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